Critical Illness Insurance
- Up to $25,000 if you suffer a covered health event like a heart attack or stroke
- Cash benefits paid regardless of what your health insurance covers
- Financial protection against the unexpected
Critical Illness Insurance
- Up to $25,000 if you suffer a covered health event like a heart attack or stroke
- Cash benefits paid regardless of what your health insurance covers
- Financial protection against the unexpected
Why is Critical Illness Insurance important?
$19,000 - Average hospitalization cost for a heart attack.1
4–8 Weeks - Average recovery time after a major heart event.2
10 Years - Ongoing healthcare costs after a stroke.3
How does Aflac Critical Illness Insurance work?
A sudden diagnosis
A sudden diagnosis
A major illness like a heart attack or stroke often arrives without warning. Aflac provides a lump-sum cash benefit upon a covered diagnosis, giving you immediate financial breathing room when you need it most.
Immediate financial support
Immediate financial support
We pay you directly, not the hospital. Use your large payout however you see fit—whether it’s to help cover high health insurance deductibles or to help pay for specialized out-of-network care and second opinions.
Growing protection
Growing protection
Your coverage actually gets stronger over time. Your cash benefit increases by $500 each year (up to 10 years) that your policy is active, ensuring your protection keeps pace with your life.
What does Critical Illness cover?
Initial Diagnosis Benefit
Initial Diagnosis Benefit
Aflac will pay you a lump sum payout up to $25,000 upon the diagnosis of a covered health event: coma, stroke, paralysis, heart attack, sudden cardiac arrest, end-stage renal failure, bone marrow transplant, and major human organ transplant.
Optional Cancer Coverage: Receive a lump sum benefit once diagnosed with a covered cancer incident—Non-invasive cancer, internal cancer, and skin cancer.
Additional Benefits
Additional Benefits
Cardiac Procedure: A lump sum payout up to $6,250 for undergoing coronary artery bypass graft surgery.
Recurring / New Event: A lump sum payout up to $12,500 upon the recurrence of a previous covered illness or the diagnosis of a new covered illness.
Want to offer Aflac Critical Illness Insurance to your employees?
Aflac Critical Illness Insurance can complement your health benefits program by supporting your most important asset—your people.
You've got questions. We've got answers.
Cancer insurance is specifically designed for individuals diagnosed with cancer. It provides cash benefits not only for covered cancer treatments but also to help with preventive and urgent care.
Critical illness insurance focuses on life-changing health events such as heart attacks or strokes. It offers a lump-sum cash benefit that you can use as you choose, whether for medical bills or even surgery. These plans can cover illnesses not typically addressed by our cancer-specific policies.
Aflac offers both types of policies, and it's common for individuals to combine them with a more comprehensive and holistic approach to coverage. Exploring all your options makes sense.
Don't wait, get covered.
Don't wait, get covered.