Aflac Supplemental Insurance
We help cover what health insurance doesn't, so you can focus more on recovery.
Aflac Supplemental Insurance
We help cover what health insurance doesn't, so you can focus more on recovery.
Why choose Aflac
Aflac is more than a name—it’s a commitment to be there when you need us most.
Aflac is the No. 1 provider of supplemental health insurance in the U.S.1
1st insurance company listed in World's Most Ethical Companies for 20 years and counting.2
$2.8 billion in claims paid in 2025 by Aflac U.S.3
Your coverage, your way
Aflac's range of insurance options are designed to help protect your health, finances, and peace of mind—no matter what life brings.
Help safeguard your finances
Our supplemental insurance policies are designed to help with out-of-pocket expenses by paying cash benefits directly to you.4
Can help with medical and other costs resulting from a covered accident.
Can help cover the costs associated with treating and recovering from a cancer diagnosis.5
Pays a single lump sum payment for covered critical illnesses.
Available through your employer: Pays benefits for covered hospital stays and related medical services.
Available through your employer: This coverage can replace a portion of your income if you’re unable to work due to a covered illness or injury.
Strengthen your existing coverage
Maintain your smile with additional coverage that supports routine care and unexpected needs.
Flexible plan options available to help you find the option that best meets your coverage needs - with access to affordable dental care through a wide selection of in-network dentists.
Additional coverage and benefit options designed to complement your basic dental plan.
Protect your nest
Help ensure your loved ones are supported, no matter what the future holds.
Coverage options for every stage of life, personalized to fit your financial goals and provide lasting support for your loved ones.
Helps cover funeral costs and other end-of-life expenses.
How our customers rate Aflac’s products and services
Aflac is consistently recognized as a leader in claims processing.
Ready for your personalized quote?
Ready for your personalized quote?
Ready for your personalized quote?
Want to offer Aflac insurance to your employees?
Aflac’s voluntary benefits can complement your health benefits program by helping support your most important asset—your people.
You’ve got questions, we’ve got answers
Major medical insurance typically pays doctors and hospitals, and coverage only goes so far. Even robust major medical plans usually carry deductibles, premiums, copays and other costs that can add up quickly. Aflac supplemental insurance plans are designed to help fill that financial gap, with cash benefits paid directly to you.