Hospital Insurance
Aflac Hospital Insurance helps cover major medical gaps, reducing deductibles and out-of-pocket expenses. Aflac Hospital Insurance is a worksite benefit designed to support employees' financial health, beyond what health insurance can provide.
Hospital Insurance
Aflac Hospital Insurance helps cover major medical gaps, reducing deductibles and out-of-pocket expenses. Aflac Hospital Insurance is a worksite benefit designed to support employees' financial health, beyond what health insurance can provide.
Why is Hospital Insurance important?
Today's healthcare costs can leave employees exposed to significant out-of-pocket expenses.
43% of U.S. employees are affected by high-deductible plans.1
1 in 5 hospital patients face unexpected out-of-pocket costs.1
34% of American families face unexpected medical expenses each year.1
How does Hospital Insurance work?
Emergency care
A sudden, sharp pain sends you to the ER. One scan later—appendicitis—and you’re headed straight into surgery.
The bills start rolling in
Even with health insurance, the costs add up fast. Deductibles, copays, and coinsurance can leave you with a big out-of-pocket hit.
Aflac steps in
Aflac pays cash benefits directly to you (unless you say otherwise), giving you extra support right when the bills start stacking up.
Quick cash, when it counts
Claims under your Aflac Choice2 policy are processed and paid quickly, so you can focus on recovery—not expenses.
Expand your employee benefits to include Hospital Insurance
With no direct cost to employers and affordable weekly rates, we'll help you increase benefits options with Aflac Hospital Insurance without impacting your bottom line.
You've got questions. We've answers.
This specific Hospital Indemnity plan is an exclusive benefit offered through your employer. Because it is a group-based program, it often features more competitive rates and flexible enrollment options than plans available on the open market.
You've got this. Provide your employees peace of mind.
You've got this. Provide your employees peace of mind.