Dental Insurance

  • Preventative care coverage with no waiting period
  • Cost savings with a large provider network
  • Lower out-of-pocket costs each year

Why is Dental Insurance important?

Oral health is a window into your total well-being. Left untreated, dental issues are linked to serious systemic conditions like heart disease and diabetes. Protecting your smile is a vital step in safeguarding your long-term health.

2-3x increased risk of a heart attack with gum disease.1

33% of adults skip dental care due to cost barriers.2

40% of dental expenditures are paid out of pocket.3

What does a Dental Insurance policy help cover?

Dental Insurance is a form of coverage that can help protect you from high dental costs and help maintain good oral health.

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Preventive care

  • Bitewing x-rays

    every year

  • Two routine exams

    every year

  • Cleanings, Scaling & Polishing

    2 every year

  • Sealants for children under 16

Basic Services

  • Fillings
  • Basic oral surgery
  • Simple extractions
  • Emergency palliative care
  • Non-surgical periodontal services

Major Services

  • Inlays, Onlays, Crowns, Bridges
  • Surgical periodontics
  • Oral surgery, Anesthesia
  • Major restorative services
  • Dentures, Occlusal guards
  • Prosthodontic installation & repairs

How does Aflac Dental Insurance work?

Deductible that decreases over time

Calendar year 1 : $75 per person

Calendar year 2 : $50 per person

Calendar year 3 : $25 per person

No waiting period for preventive dental care

When you need dental care, there's no time to wait. With an Aflac dental plan, there is no waiting period for preventative dental care.

Maximum benefits increase over time

The total amount we will pay your provider every year increases over time to help reduce your out-of-pocket costs.

Wide network of providers helps reduce cost

By using Aflac's in-network providers, you can reduce the cost of certain dental expenses.

Ready for your personalized quote?

Want to offer Aflac Insurance to your employees?

Aflac Insurance can complement your health benefits program by supporting your most important asset—your people.

You've got questions. We've got answers.

The best dental insurance plan depends on your needs, budget and coverage needs, such as whether you may need major procedures in the future. Aflac offers dental insurance plans with a variety of coverage levels, including full coverage.

Don't wait, get covered.