Short-Term Disability Insurance
Aflac Short-Term Disability Insurance is a benefit your employer provides to help replace a portion of your income if a sickness or injury keeps you from working.
Short-Term Disability Insurance
Aflac Short-Term Disability Insurance is a benefit your employer provides to help replace a portion of your income if a sickness or injury keeps you from working.
Why Short-Term Disability protection matters.
65% of all bankruptcies in the U.S. are tied to medical expenses.1
55% of American adults do not have enough savings to cover three months of living expenses if they were unable to work.2
21% of American adults experienced a major, unexpected medical expense in the past 12 months.3
Short-Term Disability plan highlights
No medical questions
Guaranteed-issue options are available for select products, meaning no underwriting questions. Not available in all states.
Aflac value rider
Receive up to $1,000 every five consecutive years for maintaining the policy and rider.
Guaranteed renewable
Plans are guaranteed renewable up to age 75.
How does Short-Term Disability Insurance work?
You’re suddenly sidelined
A lingering pain turns out to be something more serious. Your doctor says you’ll need several weeks off work to recover.
Your pay check takes a hit
Time away from work can mean lost income—and everyday expenses don’t pause. Bills, groceries, and rent keep coming.
Aflac helps protect a portion of your income
Aflac pays cash benefits directly to you* helping replace a portion of your income while you’re out.
Help when you need it most
Claims under your Aflac Short-Term Disability policy are processed quickly, helping give you financial support right when you need it most.
Want to offer Aflac Disability Insurance to your employees?
Aflac Short-Term Disability Insurance can complement your health benefits program by supporting your most important asset—your people.
You've got questions. We've answers.
Aflac Short-Term Disability Insurance helps replace a portion of your income if a sickness prevents you from working. This can help you to cover essential expenses like rent, utilities, groceries, and childcare, providing peace of mind by helping ease your financial concerns when you can't earn.
You've got this. Provide your employees with added peace of mind.
You've got this. Provide your employees with added peace of mind.