Supplemental Health Insurance
Aflac Supplemental Insurance complements primary health coverage by providing an additional layer of financial protection to help with high deductibles and out-of-pocket medical costs.
Supplemental Health Insurance
Aflac Supplemental Insurance complements primary health coverage by providing an additional layer of financial protection to help with high deductibles and out-of-pocket medical costs.
Know the gap
Rising healthcare costs are widening the gap between coverage and affordability. Recognizing this gap is the first step to helping protect your workforce.
Perception vs. reality
Perception vs. reality
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65% of employees see their benefits as sufficient vs. 75% of employers who do.1
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9 out of 10 employees see the need for supplemental insurance increasing.2
Real financial risk exposure
Real financial risk exposure
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Nearly half of employees are unable to pay $1,000 in out-of-pocket costs for an unexpected medical event.3
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The average deductible is $3,285 for an employer offered family health plan.4
Real impact on productivity
Real impact on productivity
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52% of all American workers have high anxiety about health care costs beyond what their insurance covers.5
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Financial stress costs employers an estimated $183 billion annually in lost productivity.6
Aflac Supplemental Health Insurance helps close the gap
Group or Individual, Aflac can help
Aflac offers flexible coverage options with most plans available in Group or Individual offerings to help your employees build a personalized safety net.
Accidents happen. This plan can help employees manage out of pocket costs.
Coverage that helps offset the financial burden of a cancer diagnosis—so employees can focus on recovery, not costs.
Support when it matters most. Provides a lumps sum payment to help cover out-of-pocket expenses after a covered health event.
Coverage that helps employees pay for expenses related to a hospital stay including deductibles and co payments.
Why businesses choose Aflac
Powerful brand recognition
The Aflac brand encourages higher employee participation, maximizing your benefit investment.
Streamlined administration
Enjoy single-carrier efficiency with one consolidated statement, one eligibility file, and unified online access.
Tech-driven simplicity
Our state-of-the-art tools ensure seamless enrollment and utilization, minimizing HR administration time.
One partner, integrated solutions
Gain the convenience of working with a single trusted partner for all your group and supplemental benefits.
Ready to close the gap for your workforce?
Ready to close the gap for your workforce?